Last Updated: May 7, 2026. By registering an account or using ph95 services, you agree to be bound by these Terms & Conditions. Please read this agreement carefully before using ph95 Casino.
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "Player," "you," or "your") and ph95 Casino ("ph95," "we," "us," or "our"), governing your access to and use of the ph95 website located at ph95.app and all associated services, games, and features (collectively, the "Service"). By creating an account, accessing the ph95 website, or using any ph95 Service, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference.
If you do not agree to these Terms in their entirety, you must immediately cease all use of the ph95 Service and refrain from creating an account. Continued use of the Service following any amendments to these Terms constitutes acceptance of the revised Terms. ph95 reserves the right to modify, suspend, or discontinue any aspect of the Service at any time without prior notice.
To register an account and use the ph95 Service, you must meet the following eligibility requirements:
ph95 reserves the right to request identity verification documents at any time, including but not limited to a government-issued photo ID (Philippine driver's license, passport, SSS card, or PhilSys ID), proof of address, and proof of payment method ownership. Failure to provide requested documentation within a reasonable timeframe may result in account suspension or closure and forfeiture of funds.
By registering an account, you represent and warrant that all information provided is true, accurate, and complete, and you agree to update your account information promptly if any details change. Providing false or misleading information is a material breach of these Terms and may result in immediate account termination.
Important: ph95 strictly prohibits underage gambling. Players found to be under 21 years of age will have their accounts permanently closed, and all deposits and winnings will be forfeited. ph95 employs age verification measures and cooperates with regulatory authorities to prevent underage access to gambling services.
You are solely responsible for maintaining the confidentiality of your ph95 account credentials, including your username, password, and any two-factor authentication codes. You agree to:
You are fully responsible for all activities that occur under your account, whether authorized by you or not. ph95 will not be liable for any loss or damage arising from unauthorized use of your account due to your failure to maintain adequate security measures. In the event of suspected unauthorized access, ph95 may temporarily suspend your account pending investigation.
ph95 supports a variety of payment methods for deposits and withdrawals, including GCash, PayMaya, online banking transfers via BPI, BDO, Metrobank, UnionBank, and other Philippine financial institutions. All transactions are processed in Philippine Peso (PHP).
ph95 reserves the right to refuse or delay any withdrawal request if we suspect fraudulent activity, money laundering, bonus abuse, or violation of these Terms. In such cases, ph95 may conduct a thorough investigation and request additional documentation before releasing funds.
ph95 offers various bonuses and promotions, including welcome bonuses, deposit bonuses, free spins, cashback offers, and loyalty rewards. All bonuses are subject to specific terms and conditions, including wagering requirements, game restrictions, maximum bet limits, and expiration dates. By accepting a bonus, you agree to comply with all applicable bonus terms.
Wagering requirements specify the number of times you must wager bonus funds or winnings from free spins before they can be withdrawn. For example, a bonus with a 30x wagering requirement means you must wager the bonus amount 30 times before withdrawal is permitted. Wagering requirements vary by promotion and are clearly stated in the bonus terms.
Not all games contribute equally toward wagering requirements. Slots typically contribute 100%, while table games, live dealer games, and certain high-RTP slots may contribute less or not at all. Game contribution percentages are specified in the bonus terms for each promotion.
ph95 strictly prohibits bonus abuse, including but not limited to creating multiple accounts to claim bonuses, colluding with other players, using automated betting systems, or engaging in any strategy designed to exploit bonus terms. Players found to be abusing bonuses will have their accounts closed, and all funds and winnings will be forfeited.
ph95 reserves the right to void bonuses, cancel winnings, and close accounts at our sole discretion if we determine that a player has violated bonus terms or engaged in fraudulent or abusive behavior.
All games offered on ph95 are provided by licensed third-party game developers and are subject to independent testing and certification to ensure fairness and randomness. ph95 does not control game outcomes and cannot influence the results of any game. Random Number Generators (RNGs) are used to determine game outcomes, and all games are regularly audited by independent testing agencies.
Players agree to use the ph95 Service for personal entertainment purposes only. The following activities are strictly prohibited:
ph95 reserves the right to void bets, cancel winnings, and close accounts if we detect any prohibited activity or violation of gameplay rules. In cases of suspected fraud or criminal activity, ph95 will cooperate fully with law enforcement authorities and may report violations to relevant regulatory bodies.
ph95 is committed to promoting responsible gaming and providing tools to help players maintain control over their gambling activities. We encourage all players to gamble responsibly and within their financial means. Gambling should be a form of entertainment, not a way to make money or solve financial problems.
ph95 provides the following responsible gaming tools:
To activate any responsible gaming tool, log in to your ph95 account and navigate to the Responsible Gaming section in your account settings. If you need assistance or wish to discuss your gambling habits, please contact our support team via live chat or email.
ph95 also provides links to external support organizations for players who may be experiencing gambling-related harm, including the National Council on Problem Gambling and other local and international resources. If you believe you have a gambling problem, we strongly encourage you to seek professional help.
Age Restriction: Players must be 21 years of age or older to use ph95. Underage gambling is illegal and strictly prohibited. ph95 employs age verification measures and will permanently close accounts found to belong to individuals under 21 years of age.
In addition to the prohibited activities outlined in Section 6, the following actions are strictly forbidden and may result in immediate account suspension or termination:
ph95 reserves the right to suspend or terminate any account at our sole discretion if we determine that a player has violated these Terms, engaged in fraudulent or illegal activity, or poses a risk to the integrity of the Service. In the event of account suspension or termination, ph95 may withhold any remaining account balance pending investigation and may report violations to relevant authorities.
All content on the ph95 website, including but not limited to text, graphics, logos, images, software, game content, and trademarks, is the property of ph95 or its licensors and is protected by Philippine and international intellectual property laws. You may not copy, reproduce, distribute, modify, or create derivative works from any ph95 content without our prior written consent.
The ph95 name, logo, and all related trademarks are the exclusive property of ph95. Unauthorized use of ph95 trademarks or branding is strictly prohibited and may result in legal action.
The ph95 Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. ph95 does not warrant that the Service will be uninterrupted, error-free, or free from viruses or other harmful components.
To the maximum extent permitted by law, ph95 shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the Service, including but not limited to loss of funds, loss of winnings, loss of data, or loss of profits. This limitation applies even if ph95 has been advised of the possibility of such damages.
ph95 is not responsible for any losses resulting from technical failures, internet connectivity issues, payment processing delays, or actions of third-party service providers. Players are solely responsible for ensuring that their internet connection and devices are secure and functioning properly.
These Terms are governed by and construed in accordance with the laws of the Republic of the Philippines. Any disputes arising from or relating to these Terms or your use of the ph95 Service shall be resolved through binding arbitration in accordance with Philippine arbitration rules, or through the courts of the Philippines if arbitration is not available.
Before initiating any formal dispute resolution process, you agree to contact ph95 customer support to attempt to resolve the issue informally. Most disputes can be resolved quickly and amicably through direct communication with our support team.
If you have a complaint about a game outcome, bonus terms, or any other aspect of the ph95 Service, please contact our support team with full details of your complaint. We will investigate all complaints thoroughly and respond within a reasonable timeframe.
ph95 reserves the right to amend, modify, or update these Terms at any time without prior notice. The "Last Updated" date at the top of this document indicates when the Terms were last revised. Continued use of the ph95 Service following any changes constitutes acceptance of the revised Terms. We encourage you to review these Terms periodically to stay informed of any updates.
Material changes to these Terms will be communicated to registered users via email or through a prominent notice on the ph95 website. If you do not agree to the revised Terms, you must cease using the Service and close your account.
If you have any questions, concerns, or complaints regarding these Terms or the ph95 Service, please contact us:
Our customer support team is available 24 hours a day, 7 days a week in English and Tagalog to assist with any questions or issues you may have.
Final Note: By creating an account and using the ph95 Service, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety. If you do not agree to these Terms, you must not use the ph95 Service.
Understanding these key aspects of our Terms & Conditions will help ensure a smooth and enjoyable experience at ph95 Casino.
All players must be 21 years or older. We verify age and identity before processing withdrawals to ensure compliance with Philippine law.
Multiple accounts are strictly prohibited. Register only one account using your real name and accurate personal information.
All games use certified Random Number Generators and are independently audited. ph95 cannot influence game outcomes.
Bonus funds are subject to wagering requirements before withdrawal. Always read the specific terms for each promotion.
Set deposit limits, loss limits, and session timers. Use self-exclusion if you need a break from gambling.
Contact our support team anytime if you have questions about these Terms or need assistance with your account.